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AMMA Foundation Study Loan

  1. A Committee of the Board will consider applications received and where appropriate, interviews the selected candidates prior to awarding the loan. 
  2. Currently, each candidate is given a loan not exceeding RM4,500 per semester for a maximum of six (6) semesters (payments) for degree courses and a loan not exceeding RM3,500 per semester for a maximum of six (6) semesters (payments) for diploma courses. 
  3. This is subject to satisfactory performance of the candidate and availability of funds. 
  4. The ‘topping’ up of loan on a six (6) monthly basis is not automatic and is at the sole discretion of the Loans Disbursement Committee, the AMMA Foundation Board which meets once in every two (2) months, and on the candidate’s results to date. 
  5. A written request should be submitted together with the candidate’s latest results. The candidate must maintain a CGPA of at least 3.0 and above in each semester’ exam. 
  6. The candidate is required to undertake to repay the loan at a minimum monthly instalment of RM300 per month for the first two (2) years and RM500 per month for the subsequent years subject to full settlement of the loan within seven (7) years or 84 months. 
  7. The first of such payments is to be made not later than six (6) months from the date of graduation.
  Malaysian citizen
Full-time Diploma/Degree courses
Local universities and colleges only
To retain the loans, candidates must ensure they pass all examinations and maintain a CGPA of at least 3.0 and above each year
Loan Amount

The loan amount varies according to the courses
Degree courses: RM4,500 per semester per year (maximum: RM27,000)
Diploma courses: RM3,500 per semester per year (maximum: RM21,000)
How to Apply

The forms can be downloaded online. 
Each submission must be furnished with a copy of the latest examination results and application letter.

It is mandatory for the candidate to attend the interview

Upon notification of approval, submission of agreement shall be within the period of two (2) months

How to apply loan
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